With the New Year now in full swing many small businesses and SMEs are excited to be out of 2022 and starting fresh in 2023. But as much as we would love to be able to start the year with a clean slate, there are always ongoing issues from the previous year.This year these have taken the form of increased interest rates, a consistently hot labor market and worries over inflation leading to a recession. For many small businesses who are still recovering from a tough couple of years under Covid, this was the last thing they wanted. Recent reports have found that nearly 50% of Canadians are currently looking for a new position or planning to in 2023. Amongst the most important features Canadians are looking for from a job change, is better and more flexible benefits. In fact, only an increased salary was a more important factor.But benefits can be hard and quite frankly intimidating for many small businesses. Traditional benefits are a cost that is hard to predict and that can increase year-over-year with rising inflation and usage from your team. Recent reports have projected that costs of traditional health benefits plans are expected to rise 7.5% in 2023. Plus, they involve premiums, setup fees and other costs to get up and running.With a BeniPlus Wallet you never have to worry about any of these concerns. Unlike traditional benefits where costs go up with usage, our plans are designed as spending accounts with a designated maximum chosen by employers. This means that you have complete control over how much you want to spend and how you want to divide your benefits between your team members, and your prices never go up unless you choose to raise your maximums. We have no set-up, premiums or float required. You only ever pay a small 7.5% admin fee on approved claims. If no claims are made, you pay nothing.Since January is the start of the benefits year, now is a great time to set up a BeniPlus Wallet for your company. Plus, until the end of the month you can backdate your plan start date to January 1st, making sure you and your team is covered for 2023.For more information about the BeniPlus Wallet, get a quote today!Sincerely,Stephen DeKuyperCo-founder and President[gravityform id="16" title="true" description="true"]