Terms of Service

Effective date: January 8, 2024

Terms

By accessing the website at https://beniplus.ca, you are agreeing to be bound by these terms of service, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this website are protected by applicable copyright and trademark law.


Use License

  1. Permission is granted to temporarily download one copy of the materials (information or software) on BeniPlus Inc.’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
    1. modify or copy the materials;
    2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
    3. attempt to decompile or reverse engineer any software contained on BeniPlus Inc.’s website;
    4. remove any copyright or other proprietary notations from the materials; or
    5. transfer the materials to another person or “mirror” the materials on any other server.
  2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by BeniPlus Inc. at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.


Disclaimer

  1. The materials on BeniPlus Inc.’s website are provided on an ‘as is’ basis. BeniPlus Inc. makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
  2. Further, BeniPlus Inc. does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.


Limitations

In no event shall BeniPlus Inc. or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on BeniPlus Inc.’s website, even if BeniPlus Inc. or a BeniPlus Inc. authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.


Accuracy of materials

The materials appearing on BeniPlus Inc.’s website could include technical, typographical, or photographic errors. BeniPlus Inc. does not warrant that any of the materials on its website are accurate, complete or current. BeniPlus Inc. may make changes to the materials contained on its website at any time without notice. However BeniPlus Inc. does not make any commitment to update the materials.


Links

BeniPlus Inc. has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by BeniPlus Inc. of the site. Use of any such linked website is at the user’s own risk.


Modifications

BeniPlus Inc. may revise these terms of service for its website at any time without notice. By using this website you are agreeing to be bound by the then current version of these terms of service.


Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Toronto, ON Canada and you irrevocably submit to the exclusive jurisdiction of the courts in that State or location.

Important Tax Information

Our website and marketing material are for general information purposes only. The information contained in our material is not to be taken as or relied upon by the reader as accounting, legal, taxation, or actuarial advice. For all matters related to healthcare spending accounts, other spending accounts, insurance products, retirement savings or charitable giving, readers should seek independent professional advice.

Canadian Revenue Agency

The Canadian Revenue Agency provides guidance on a number of issues related to the tax treatment of benefit plans and flexible spending accounts. We encourage you to review the following:

Employers’ Guide – Taxable Benefits and Allowances

Lines 330 and 331 – Eligible medical expenses you can claim on your tax return

Private health services plan premiums

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