Flexible employee benefits for small businesses. Provide your team with benefits that are simple, affordable, and flexible to your needs. No monthly premiums. No contract. Complete cost control.
Say goodbye to cookie-cutter group benefit plans as you're the builder with our platform.
Give your business the ultimate flexibility by tailoring benefits for every employee group, ensuring everyone gets exactly what they need — from healthcare to retirement savings.
Finally, you have control over your annual cost. Set your maximum budgets per employee. You can also create different budget classes to meet the needs of every employee, such as Single, Family, Manager, Executive, and others.
Add and manage your team members within the platform. Easily add your employees individually, through a bulk CSV import, or integration with your HRIS. Your employees will receive email invites to create their accounts.
Add funds to your Corporate Wallet to reimburse your employees when they submit claims. We approve and facilitiate the reimbursement within 24 to 48 hours.
Easy access to all your claims for performance data and bookkeeping.
Your employees can personalize their Wallets with five benefit categories. Empower your team with benefits that meets their health, wellness, and financial goals.
A Healthcare Spending Account is your personal health budget, empowering you to cover a wide range of medical expenses, from dental work to massage therapy, exactly as you see fit.
A Wellness Spending Account gives you the freedom to invest in your well-being, covering costs for activities and services that keep you at your best, like gym memberships or yoga classes.
An RRSP, or Registered Retirement Savings Plan, is your financial nest egg for the future, allowing you to save for retirement on a tax-deferred basis.
Charitable Giving lets you support causes close to your heart directly from your Wallet, making it easy and efficient to contribute to the greater good.
Personal Insurance offers you a safety net for life's unexpected turns, covering everything from health emergencies to long-term disability. It’s designed to provide peace of mind, ensuring you and your loved ones are protected.
Your employees will never have to mail or email us their receipts. They can simply snap a photo and submit their claim, wherever they are.
Take a photo or upload from your device.
Manage and view all your claims.
We review and approve your claim within the same business day.
Your reimbursement will land in your bank within 24 hours.
Your business only pays when claims are made; the cost is the claim amount plus our low admin fee and applicable taxes. If there are no claims, there are no costs.
How many employees?
What's your annual budget per employee? ($)
Love our Wallet but still need group insurance? We got you. Power up your plan by adding our custom group insurance policy. You'll get the flexibility from our Wallet with the risk protection from insurance. The best of both worlds.
Life and Accidental Death & Dismemberment (AD&D) coverage ensures that your employees and their families are supported financially in the face of life’s most challenging moments.
In the event one of your employees are unable to work due to a serious illness or injury, Long-Term Disability coverage ensures they continue to receive a stable income, safeguarding their livelihood.
Critical Illness coverage provides a lump sum payment to employees facing serious health conditions, helping them manage expenses and focus on recovery without the added stress of financial strain.
Ensure your team has affordable access to the medications they need to maintain their health and well-being.
Provide your employees with essential coverage for medical emergencies during international travel, giving both you and your team peace of mind.
Arif Khimani
President and COO
MobSquad
We know with implementing a new benefits plan, there are many questions that need to be asked about cost, coverage, how it differs from your current plan, and more. Well, we're here to help.
You'll have five benefit categories you can enable within the platform. Healthcare Spending will cover all your medical expenses related to dental, vision, prescriptions, physio, and more. Personal Insurance lets your employee purchase insurance products for Life and AD&D, Travel, Critical Illness, and more.
Yes, you can set your available categories in the beginning of your term, and within the first two weeks of every January going forward. This also applies to employees when they set their Wallet allocations.
Yes, absolutely! We can serve as your standalone or add-on benefits plan to best serve your team's needs.
We'd love to have you! The Wallet is a very tax-efficient way for owners like yourself, who work in the company, to pay for your personal and family health expenses through your corporation instead of out-of-pocket.
Submitting a claim is a simple three-step process. Firstly, you snap a photo of your expense receipt. Secondly, you login to your BeniPlus account on your desktop or mobile device to upload the receipt. And lastly, BeniPlus reviews and approves your claim the same business-day day, and you'll receive the funds back into your bank account within 24 hours.
One employee is all you need! And that can be the owner or an employee.
There are two ways you can reimburse your employees: One, you can add funds from your business bank account to your Corporate Wallet, and our platform will use that as the payment source for any approved claims. Second, you can toggle the option for direct withdrawal from your business bank account, and this is a great option if you want to further streamline the reimbursement process.
With a traditional employee benefits plan, companies need to choose between set plans and then they pay a monthly premium based on their employees’ demographics and medical conditions. They pay the same monthly premium even if employees do not use the benefits and if they do use them, the company may get a noticeable increase in costs at the end of each year. With the BeniPlus Wallet, companies get to choose the limit each employee can spend each year and they only pay if their employee uses the plan. There are no surprises at renewal time.
Healthcare Spending Account is one of our platform categories, but we do much more. Your team will have access to four additional benefit categories to highly personalize their benefit Wallet based on their yearly goals, including Wellness Spending, RRSP, Charitable Giving, and Personal Insurance.
You'd set your annual or monthly budgets within your Admin portal of our platform. You can set different budgets for employee classes most relevant to your team structure, which could include Owner/Executive, Manager, Employee, and etc.
You can add that too! You can request a quote for a group insurance policy that could Life and Long-Term Disability within the platform or reach out to our team.
Getting started with us takes two simple steps. One, you'd complete this online form, which takes less than five minutes. Second, you'll meet our team for your 30-minute onboarding session, which will include a product walkthrough and adding your employees. And then...that's it! You and your team will have access and you can start submitting claims. Sign up here.
Give your employees the benefits they want and need. Get started in less than 5 minutes. Loved by thousands of employees.
