Flexible employee benefits for Canadian small businesses
Set a budget and let your team spend it on the benefits they actually want, from health and dental to wellness and retirement. Predictable costs for you, real flexibility for them.
Flexible benefits for companies of all sizes
Flexible employee benefits for your employees and executives. Simple, affordable, and flexible to your needs. No monthly premiums. No contract. Complete cost control.
Personalize your plan with up to six benefit categories
Your employees’ needs are unique, and so should your benefits plan. Pick and choose the benefits that matters most to your team, caring for their physical, mental, and financial health.
Power up your plan with additional insurance and executive benefits
Claim all your expenses through your corporation. No more paying out of pocket for your medical expenses.
Set your monthly or annual limits and stay within budget
Determine the spending limits for each of your employee classes, such as full-time, part-time, and executives.
Frequently asked questions
The Wallet is a defined-contribution benefits platform. You set a budget per employee, and they spend it across health, wellness, retirement, personal insurance, and charitable giving, on their schedule rather than your renewal cycle.
One life. BeniPlus is built for small businesses, including the 1 to 2 person groups that traditional carriers won’t quote, and it scales as you grow.
No. There is no medical underwriting on the Wallet or the pooled insurance lines, so there are no health questionnaires, no exams, and no one can be declined.
Traditional plans are claims-driven, so costs swing at every renewal and tend to compound. BeniPlus turns your benefits into a fixed, predictable budget you control, with pooled protection available for the catastrophic.
You set the budget, and the spending accounts are pay-as-you-go: you fund only what employees actually claim, plus a low admin fee and applicable tax. There are no monthly premiums on the spending accounts.
Yes. Employees get a single dashboard and single sign-on across every Wallet category, so it’s one simple experience for them and one simple admin for you.
Get started today
Give your team flexible benefits without monthly premiums or renewal shocks. Get a personalized quote in minutes.